Inventory Finance

Finance thatworks formerchants.

Up to ৳50,000 in stock finance - approved the same day, paid straight to your supplier. Built for the way Bangladeshi merchants actually operate.

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Finance Modality

Fully digital. Entirely in-app.

No branch visits. No agent calls. No paperwork. You apply, get approved, and receive credit entirely through the Hishabee app.

01

App-based application

Open the Hishabee app, select the stock you want to order, and apply for finance in the same flow. The entire process takes minutes.

02

Supplier-direct payment

Your credit is never disbursed as cash. Prime Bank pays your supplier directly - you get the goods, the bank handles the transaction.

03

In-app repayment

Repay from within the app as your stock sells. No field agents will come to your shop. No calls. Your repayment schedule is built around your sales cycle.

04

Real-time tracking

Track your active finance, outstanding balance, and repayment schedule at any time from the Hishabee dashboard.

Finance Terms

Clear terms. No hidden charges.

Max Finance Amount
Up to ৳50,000
Per financing cycle, linked to inventory value
Finance Modality
Murabaha
Shariah model - bank buys goods and sells to you at agreed price
Repayment Tenure
Short-cycle
Aligned to your stock turnover cycle - flexible, not fixed monthly EMI
Required Documents
NID Only
No bank statements, no business registration, no collateral
Approval Time
Same Day
Application to approval in minutes during business hours
Disbursement
Supplier Direct
Credit goes to your supplier, not as cash in hand
Banking Partner

Backed by
Prime Bank.

Every loan through Hishabee is funded by Prime Bank, a fully licensed commercial bank regulated by Bangladesh Bank. This is real, formal banking - your finance is protected under the laws of Bangladesh.

Bangladesh Bank licensed and regulated
All transactions are fully audited
Bank pays supplier directly - no cash risk
Your data and money protected under banking law
Prime Bank
Scheduled Commercial Bank
Bangladesh
Live · Deploying capital
Bangladesh Bank regulated
Regulatory Framework

Fully regulated. Fully protected.

Bangladesh Bank Licensed

Prime Bank holds a full scheduled commercial banking license from Bangladesh Bank. Every loan is issued under formal banking regulation.

BFIU Aligned

All transactions follow Bangladesh Financial Intelligence Unit guidelines. Your identity is verified, your transactions are clean.

Digital Lending Framework

Hishabee operates within the Bangladesh Bank digital lending framework - the same rules that govern all licensed digital credit products.

Consumer Protection

As a regulated lending product, your rights as a borrower are protected. All terms are disclosed upfront. No hidden charges, ever.

Ready to finance
your next order?

Join thousands of merchants who are restocking faster and growing without touching their savings.

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NID only · Same-day approval · Shariah model · Backed by Prime Bank